By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to track mutual fund performance is one of the most important skills every investor must learn after starting their investment journey. Most investors focus heavily on selecting mutual funds, but very few understand how to track them properly. After investing, they usually fall into one […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual fund risk profile is the most important factor in selecting the right mutual funds for long-term investing in India. Most investors make one critical mistake — they select mutual funds based on returns instead of suitability. They ask: But the correct question is: Which mutual […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What happens if you stop SIP is one of the most important questions every mutual fund investor should understand. Starting a SIP is simple. Continuing it consistently is what creates wealth. At some point, almost every investor faces this situation: And then comes the question: Should […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Goal-based investing in mutual funds is the most effective way to build long-term wealth because it aligns your investments with specific financial objectives instead of random decisions. Most people start investing in mutual funds with a simple intention — they want their money to grow. However, […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual fund returns in India — कितना return मिलता है?This is one of the most common and practical questions every investor asks before starting their investment journey. It’s a valid question. People want clarity before investing their hard-earned money. But here’s the truth: There is no […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 How much should I invest in mutual funds every month is one of the most important questions every investor asks before starting their investment journey. At first glance, this question looks simple. But in reality, there is no fixed number that works for everyone. Investing too little […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Best time to invest in mutual funds in India is not about finding the perfect market moment, but about starting early, staying consistent, and aligning investments with your long-term financial goals. One of the most common questions investors ask is: What is the best time to invest […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to invest in mutual funds in India is one of the most important questions beginners ask when starting their investment journey. Many people delay investing because they feel it is complicated or risky. However, mutual funds are one of the simplest and most effective ways […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Top mutual funds for beginners in India are often searched by new investors who want to start their investment journey. But most people make a mistake—they choose funds based on past returns instead of a clear strategy. This guide will help you choose the right mutual […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Best SIP plans for beginners in India are often misunderstood—most new investors focus on picking the “top fund” instead of following the right strategy. This leads to confusion, wrong choices, and poor results. The truth is simple: the best SIP plan depends on your risk level, goals, […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Direct vs regular mutual funds is one of the most important decisions for investors in India, as it directly impacts both your long-term returns and overall investing experience. When you begin investing in mutual funds, one of the most common questions you will face is: Should […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction A mutual fund portfolio in India is the foundation of long-term wealth creation for most investors. When people begin investing, the first question they usually ask is: “Which mutual fund should I invest in?” But experienced investors think differently. They ask: “How should I build my […]