By Ashok Prasad, Founder, Niyyam Published: March 2026 How much should I invest in mutual funds every month is one of the most important questions every investor asks before starting their investment journey. At first glance, this question looks simple. But in reality, there is no fixed number that works for everyone. Investing too little […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Best time to invest in mutual funds in India is not about finding the perfect market moment, but about starting early, staying consistent, and aligning investments with your long-term financial goals. One of the most common questions investors ask is: What is the best time to invest […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to invest in mutual funds in India is one of the most important questions beginners ask when starting their investment journey. Many people delay investing because they feel it is complicated or risky. However, mutual funds are one of the simplest and most effective ways […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Top mutual funds for beginners in India are often searched by new investors who want to start their investment journey. But most people make a mistake—they choose funds based on past returns instead of a clear strategy. This guide will help you choose the right mutual […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Best SIP plans for beginners in India are often misunderstood—most new investors focus on picking the “top fund” instead of following the right strategy. This leads to confusion, wrong choices, and poor results. The truth is simple: the best SIP plan depends on your risk level, goals, […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Direct vs regular mutual funds is one of the most important decisions for investors in India, as it directly impacts both your long-term returns and overall investing experience. When you begin investing in mutual funds, one of the most common questions you will face is: Should […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction A mutual fund portfolio in India is the foundation of long-term wealth creation for most investors. When people begin investing, the first question they usually ask is: “Which mutual fund should I invest in?” But experienced investors think differently. They ask: “How should I build my […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Large cap vs mid cap vs small cap funds is one of the most common questions investors face when starting their mutual fund journey. If you’ve started exploring mutual funds, you’ve likely come across terms like large cap, mid cap, and small cap And the obvious […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual fund taxation in India is one of the most ignored yet critical aspects of investing. Most investors focus only on returns. But the real question is: How much tax will I pay on my mutual fund returns? Because your actual profit is not your returns […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Index funds vs actively managed funds is one of the most important decisions every investor faces when starting their mutual fund journey. If you’re planning to invest in mutual funds, you will quickly come across these two options: And naturally, the question arises: Which one is […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 What are the best mutual funds for SIP in India—and how do you choose the right ones without making costly mistakes? Best mutual funds for SIP in India are not about picking the highest-return fund, but about selecting the right categories that match your financial goals and […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most investors track mutual fund returns daily — but very few actually understand where those returns come from. This lack of clarity leads to wrong expectations, panic during market falls, and poor investment decisions. Understanding how mutual funds generate returns is one of the most important […]