By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Large cap vs mid cap vs small cap funds is one of the most common questions investors face when starting their mutual fund journey. If you’ve started exploring mutual funds, you’ve likely come across terms like large cap, mid cap, and small cap And the obvious […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Mutual fund taxation in India is one of the most ignored yet critical aspects of investing. Most investors focus only on returns. But the real question is: How much tax will I pay on my mutual fund returns? Because your actual profit is not your returns […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Index funds vs actively managed funds is one of the most important decisions every investor faces when starting their mutual fund journey. If you’re planning to invest in mutual funds, you will quickly come across these two options: And naturally, the question arises: Which one is […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 What are the best mutual funds for SIP in India—and how do you choose the right ones without making costly mistakes? Best mutual funds for SIP in India are not about picking the highest-return fund, but about selecting the right categories that match your financial goals and […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction Most investors track mutual fund returns daily — but very few actually understand where those returns come from. This lack of clarity leads to wrong expectations, panic during market falls, and poor investment decisions. Understanding how mutual funds generate returns is one of the most important […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How to choose the right mutual fund in India is one of the most important questions every beginner investor asks. With hundreds of mutual fund options available, choosing the right one can feel confusing and overwhelming. Many investors either delay investing or make poor decisions because […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction How much to invest in SIP every month is one of the most important questions beginners ask when they start investing in mutual funds in India. Many people believe they need a large amount to begin investing, but the reality is very different. You can start […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction When beginners start exploring mutual funds, one of the most common questions they ask is: Which type of mutual fund should I invest in? This is a critical question because not all mutual funds are the same. Different mutual funds invest in different financial instruments, follow […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 Introduction What is a mutual fund in India? This is one of the most common questions beginners ask when they start their investment journey. For many people who are new to investing, the world of financial markets can seem confusing and intimidating. Terms like stocks, bonds, equity […]

By Ashok Prasad, Founder, Niyyamu Published: March 2026 Introduction One of the most powerful concepts in investing is compounding. When combined with Systematic Investment Plans (SIPs), compounding becomes one of the most effective ways to build long-term wealth. Many investors understand SIPs at a basic level, but very few truly understand how compounding works behind […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 SIP mistakes are one of the biggest reasons why many investors fail to achieve their financial goals despite investing regularly in mutual funds. Systematic Investment Plans (SIPs) have become one of the most popular investment methods among Indian investors. They offer a simple and disciplined way to […]

By Ashok Prasad, Founder, Niyyam Published: March 2026 SIP vs lump sum is one of the most common questions investors ask when starting their mutual fund journey. When investing in mutual funds, choosing the right investment method is just as important as selecting the right fund. Many beginners struggle to decide whether they should invest […]